:root{--navy:#081a38;--blue:#1261d8;--blue-dark:#0b46a3;--blue-soft:#eaf2ff;--page:#f5f8fc;--ink:#17243a;--body:#45566f;--muted:#718096;--line:#dce4ef}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:96px}body{margin:0;background:var(--page);color:var(--ink);font-family:'DM Sans',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;line-height:1.72;-webkit-font-smoothing:antialiased}a{color:var(--blue);text-decoration:none}a:hover{color:var(--blue-dark);text-decoration:underline}
.skip-link{position:fixed;left:16px;top:-60px;z-index:100;padding:10px 15px;border-radius:8px;background:#fff;color:var(--navy);font-weight:700;transition:top .2s}.skip-link:focus{top:12px}
.site-header{position:sticky;top:0;z-index:20;border-bottom:1px solid rgba(220,228,239,.9);background:rgba(255,255,255,.92);backdrop-filter:blur(16px)}.header-inner{width:min(1180px,calc(100% - 40px));min-height:72px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:inline-flex;align-items:center;color:var(--navy)}.brand:hover{color:var(--navy);text-decoration:none}.legal-logo{display:block;width:124px;height:auto}.header-nav{display:flex;align-items:center;gap:6px}.header-nav a{padding:8px 12px;border-radius:8px;color:#52627a;font-size:13px;font-weight:600}.header-nav a:hover,.header-nav a[aria-current=page]{background:var(--blue-soft);color:var(--blue-dark);text-decoration:none}.header-nav .home-link{margin-left:5px;border:1px solid var(--line);background:#fff}
.legal-hero{position:relative;overflow:hidden;background:var(--navy);color:#fff}.legal-hero:before{content:'';position:absolute;width:560px;height:560px;right:-170px;top:-310px;border-radius:50%;background:radial-gradient(circle,rgba(47,122,246,.45),rgba(47,122,246,0) 68%)}.legal-hero-inner{position:relative;width:min(1180px,calc(100% - 40px));margin:auto;padding:64px 0 66px}.eyebrow{margin:0 0 14px;color:#8dbbff;font-size:12px;font-weight:700;letter-spacing:.15em;text-transform:uppercase}.legal-hero h1{max-width:760px;margin:0;font-family:'DM Serif Display',Georgia,serif;font-size:clamp(42px,6vw,67px);font-weight:400;letter-spacing:-.035em;line-height:1.04}.hero-summary{max-width:690px;margin:18px 0 0;color:#bccae0;font-size:17px}.updated{display:inline-flex;align-items:center;gap:8px;margin:28px 0 0;padding:7px 11px;border:1px solid rgba(255,255,255,.15);border-radius:999px;background:rgba(255,255,255,.07);color:#dbe7f7;font-size:12px;font-weight:600}.updated:before{content:'';width:6px;height:6px;border-radius:50%;background:#62a0ff;box-shadow:0 0 0 4px rgba(98,160,255,.12)}
.legal-shell{width:min(1180px,calc(100% - 40px));margin:-22px auto 80px;display:grid;grid-template-columns:260px minmax(0,1fr);gap:30px;align-items:start;position:relative;z-index:2}.toc{position:sticky;top:94px;max-height:calc(100vh - 116px);overflow:auto;padding:22px 18px;border:1px solid var(--line);border-radius:14px;background:rgba(255,255,255,.96);box-shadow:0 12px 38px rgba(8,26,56,.06);scrollbar-width:thin}.toc-title{margin:0 0 13px;color:var(--navy);font-size:11px;font-weight:700;letter-spacing:.13em;text-transform:uppercase}.toc ol{margin:0;padding:0;list-style:none;counter-reset:legal-toc}.toc li{counter-increment:legal-toc}.toc a{display:grid;grid-template-columns:25px 1fr;padding:6px 5px;border-radius:7px;color:#607087;font-size:12.5px;line-height:1.35}.toc a:before{content:counter(legal-toc,decimal-leading-zero);color:#9aa7b8;font-size:10px;padding-top:2px}.toc a:hover{background:var(--blue-soft);color:var(--blue-dark);text-decoration:none}
.legal-document{min-width:0;padding:30px clamp(24px,5vw,66px) 62px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 22px 70px rgba(8,26,56,.08)}.intro{margin:0 0 35px;padding:0 0 31px;border-bottom:1px solid var(--line);color:#33465f;font-size:16px}.legal-section{padding-top:4px}.legal-section+.legal-section{margin-top:38px;padding-top:37px;border-top:1px solid var(--line)}.legal-section h2{margin:0 0 15px;color:var(--navy);font-family:'DM Serif Display',Georgia,serif;font-size:27px;font-weight:400;letter-spacing:-.015em;line-height:1.25}.legal-section h3{margin:25px 0 9px;color:#243a58;font-size:15px}.legal-section p{margin:0 0 15px;color:var(--body);font-size:14.5px}.legal-section p:last-child{margin-bottom:0}.legal-section ul{margin:12px 0 18px;padding:0;list-style:none}.legal-section li{position:relative;margin:0 0 8px;padding-left:22px;color:var(--body);font-size:14.5px}.legal-section li:before{content:'';position:absolute;left:2px;top:.72em;width:6px;height:6px;border-radius:50%;background:#76a8ee}.legal-section strong{color:#283b56}.callout{margin:19px 0;padding:17px 19px;border:1px solid #cfe0f7;border-left:3px solid var(--blue);border-radius:10px;background:#f7faff;color:#354d6c;font-size:14px}.contact-card{margin-top:20px;padding:22px;border-radius:12px;background:var(--navy);color:#d6e2f3}.contact-card strong{color:#fff}.contact-card a{color:#8dbbff}.contact-card p{color:#d6e2f3}
.site-footer{border-top:1px solid var(--line);background:#fff}.footer-inner{width:min(1180px,calc(100% - 40px));min-height:94px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:24px;color:var(--muted);font-size:12.5px}.footer-links{display:flex;gap:19px}.footer-links a{color:#52627a;font-weight:600}
@media(max-width:900px){.legal-shell{grid-template-columns:1fr;margin-top:-18px}.toc{position:static;max-height:none}.toc ol{columns:2;column-gap:22px}.toc li{break-inside:avoid}}
@media(max-width:640px){.header-inner,.legal-hero-inner,.legal-shell,.footer-inner{width:min(100% - 28px,1180px)}.header-inner{min-height:64px}.header-nav a:not([aria-current=page]):not(.home-link){display:none}.header-nav a{padding:7px 9px;font-size:12px}.legal-logo{width:104px}.legal-hero-inner{padding:47px 0 54px}.hero-summary{font-size:15px}.legal-shell{gap:15px;margin-bottom:50px}.toc{padding:18px 15px}.toc ol{columns:1}.legal-document{padding:25px 20px 44px;border-radius:14px}.intro{font-size:15px}.legal-section+.legal-section{margin-top:30px;padding-top:29px;border-top:1px solid var(--line)}.legal-section h2{font-size:23px}.footer-inner{min-height:120px;padding:24px 0;align-items:flex-start;flex-direction:column;justify-content:center;gap:10px}.footer-links{flex-wrap:wrap;gap:10px 16px}}
@media print{body{background:#fff}.site-header,.toc,.site-footer{display:none}.legal-hero{background:#fff;color:#000}.legal-hero:before{display:none}.legal-hero-inner{width:100%;padding:20px 0}.eyebrow,.hero-summary,.updated{color:#333}.legal-shell{width:100%;display:block;margin:0}.legal-document{border:0;box-shadow:none;padding:0}}